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Living with psychosis shouldn’t stop you from exploring the world. If you’re planning a short break in Europe or a longer trip abroad, having the right Travel Insurance can help you travel with confidence.
Psychosis Travel Insurance is designed for people living with psychosis and other pre-existing medical conditions. At AllClear, we understand that everyone’s circumstances are different, which is why we offer specialist Travel Insurance that can be tailored to your individual needs. By declaring your medical conditions during our simple screening process, you can get cover for unexpected medical emergencies, trip cancellations and other travel disruptions.
With over 1,300 medical conditions covered, AllClear helps travellers find the protection they need, so they can focus on enjoying their trip with greater peace of mind.
Struggling to find Travel Insurance with psychosis?
If you’re living with psychosis, you may have experienced the frustration of having your Travel Insurance applications declined. Some standard Travel Insurance providers may not offer cover for certain mental health conditions, which can make it harder to arrange the protection you need.
At AllClear, we specialise in providing cover for complex conditions, including psychosis, schizoaffective disorder, and bipolar disorder with psychotic features. We understand that your condition is just one part of who you are, and it shouldn’t define your ability to explore the world.
Many of our customers come to us after being refused cover elsewhere. That’s exactly why we exist. This includes travellers in later life, which sets us apart from some standard insurers who may impose age restrictions that can add to the challenges you’re already facing.
When you choose AllClear, you’re choosing a provider that understands your needs and has the expertise to assess your individual situation fairly.
Can you get Travel Insurance if you have psychosis?
Yes, you can get Travel Insurance if you have psychosis. Many specialist Travel Insurance providers, including AllClear, offer cover for people living with psychosis and other pre-existing medical conditions, provided these conditions are declared during the medical screening process.
Having psychosis should not stop you from travelling. However, because psychosis can sometimes require ongoing treatment, medication or specialist support, it’s important to choose a Travel Insurance policy that reflects your individual circumstances. Specialist Travel Insurance can help cover emergency medical expenses, cancellations, and the unexpected need to cut your trip short due to your declared medical conditions.
Research shows that psychosis and related mental health conditions affect thousands of people across the UK every year, highlighting why access to specialist Travel Insurance is so important.
- NHS England data found that psychosis affects up to 3% of the population during their lifetime.
- The UK Government estimates that severe mental illness, including schizophrenia and other psychosis-related conditions, affects around 1.16% of people aged 14 and over in England.
- The National Institute for Health and Care Excellence (NICE) estimates that over 1 in every 100 people will experience a psychotic disorder during their lifetime.
At AllClear, we specialise in Travel Insurance for people with pre-existing medical conditions and can cover more than 1,300 medical conditions. By declaring psychosis and any other medical conditions during our medical screening process, you can get cover that’s tailored to your needs and travel with confidence.
What cover does AllClear’s Travel Insurance for psychosis provide?
Our Travel Insurance for psychosis includes cover for emergency medical expenses, trip cancellation, lost or stolen belongings and more. It’s important to read our Policy Wording to understand what is and isn’t included in your Psychosis Travel Insurance policy.
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What’s covered?
- Medical cover – AllClear policies include emergency medical cover, as well as medical costs for existing conditions. This includes prescription medication, such as anti-psychotics, medical emergencies and medical equipment
- Cancellation and cutting your trip short – Cover for your flight and accommodation costs if you have to cancel before you go. We’ll also cover returning home early following an emergency
- Your baggage – Protection against the cost of stolen, damaged or lost luggage and personal possessions. You can also choose to add extra cover for gadgets to your policy
- Travel delays and missed departures – Delayed flight? We’ll compensate you for the time. We’ll also cover any resulting accommodation and transport costs
- Personal liability – Cover for your legal expenses and any liability due if you accidentally injure someone. You also have cover if you damage their property while you’re away on holiday
- All ages – We believe Travel Insurance should be available to as many people as possible. That’s why our policies have no upper age limit
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What’s not covered?
- Deciding not to travel – We do not provide any cover if you can travel but choose not to
- Other regions – Your Travel Insurance won’t cover you if you travel outside your chosen region. You can contact us to upgrade your policy anytime
- Claims below the value of excess – You’re not covered for claims that fall below the value of the excess stated in your policy
- Medical conditions you fail to declare – When you buy Travel Insurance, you need to provide us with an accurate medical history so we can give you the right cover. This is especially vital for senior travellers and those with long-term illnesses
Choose the right level of cover
SWIPE TO COMPARE POLICIES
Gold |
Gold Plus |
Platinum |
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| Emergency medical expenses and Repatriation costs | Up to £10m | Up to £15m | Unlimited |
| Cancellation* and cutting your trip short | Up to £2k | Up to £15k | Up to £25k |
| Travel Delay | Up to £300 | Up to £1,500 | Up to £1,500 |
| Personal Belongings | Up to £2k | Up to £2.5k | Up to £5k |
| Personal liability | Up to £2m | Up to £2m | Up to £2m |
| Legal protection cover | Up to £50k | Up to £50k | Up to £100k |
* If you buy a policy which includes cancellation cover. / All these figures are per person and per trip.
What happens if you experience psychosis while travelling abroad?
One of the biggest fears when travelling with psychosis is what would happen if you experienced a significant change in your mental health while abroad. We understand this concern, and that’s exactly why our support system is designed with your specific needs in mind.
Imagine you’re abroad and you start experiencing symptoms that concern you or your travel companions. One call to our 24/7 medical emergency assistance team is all it takes to get the help you need.
Our team has extensive experience handling medical emergencies related to mental health conditions. They understand the urgency and sensitivity required when supporting people who are experiencing psychotic symptoms or other changes in their mental health.
We don’t just provide a phone number. We actively coordinate with local medical providers, manage all the logistics, and help ensure you receive appropriate care. This means you and your family can focus entirely on your wellbeing while we handle everything else.
How to declare psychosis when applying for Travel Insurance
We understand that talking about your mental health can sometimes feel uncomfortable. That’s why we’ve designed our medical screening process to be clear, straightforward and supportive from the very beginning.
When you get a quote, we’ll ask a series of simple questions about your psychosis, any treatment or medication you’re currently receiving, and any other pre-existing medical conditions you may have. All information you provide is treated confidentially and is only used to help us offer cover that’s tailored to your circumstances.
Examples of questions you may be asked include:
- Have you been diagnosed with psychosis by a medical professional?
- Are you currently taking any medication for your condition?
- Have there been any changes to your medication or treatment in the last 12 months?
- Have you been admitted to hospital because of your condition in the last two years?
- Are you currently under the care of a psychiatrist, mental health team or specialist?
- Have you experienced any psychotic episodes, hallucinations or delusions in recent months?
- Do you have any other pre-existing medical conditions that may affect your health while travelling?
Taking the time to answer these questions accurately is one of the most important steps when arranging Travel Insurance. Declaring your psychosis and any other medical conditions helps ensure you have the right level of cover in place and reduces the risk of complications if you need to make a claim while you’re away.
If you’d feel more comfortable, a family member, carer or trusted friend can help you complete the medical screening process. Our team is also on hand to answer any questions and provide support, helping you feel informed and reassured every step of the way. With the right information and the right cover in place, you can travel with confidence and focus on enjoying your trip.
How our Travel Insurance for psychosis: A simple 3 step quote process
Getting a quote for Travel Insurance for psychosis couldn’t be simpler. Here’s how it works.
1. Get a quote online or by phone
The first step is to provide your personal details and information about your holiday plans. Complete this over the phone with one of our team members or online.
2. Complete our simple medical screening process
You must declare any medical conditions you have and any medications you’re taking. This will allow us to provide the cover that best suits your needs.
3. Get your quote
You can either proceed to buy or save your quote at this stage.
Our experts say…
“Many people living with psychosis worry that their condition will make travelling more difficult or prevent them from getting Travel Insurance altogether. In reality, specialist Travel Insurance can help provide valuable protection for travellers with psychosis and other pre-existing medical conditions. By planning ahead and arranging the right cover, you can focus on enjoying your trip with greater confidence.”
What our Customers Say
Highly recommend AllClear for complex medical history
“Specialist travel insurance is required for our adult son with DiGeorge Syndrome, a genetic deletion. He has had a few open heart surgeries & is awaiting a further non-urgent intervention. Additionally, he has psychosis, an acute mental health diagnosis. Dealt with Sean, who was patient, professional and most importantly, unknowingly made it stress-free. I always purchase for the whole family to be covered, even though no one else has any tricky medical conditions. Luckily, after many years using this company, we have never claimed, so I can’t vouch for how claims are dealt with. We are travelling to a Rixos Resort in Egypt and our son can’t wait!”
Tips for travelling with psychosis
Travelling with psychosis can require a little extra planning, but with the right preparation, many people can enjoy safe and rewarding trips abroad. These simple steps can help you travel with greater confidence and peace of mind.
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- Plan your medication carefully. Make sure you have enough medication to last for your entire trip, plus extra in case of unexpected delays. Keep medication in its original packaging and carry it in your hand luggage where possible.
- Carry a copy of your medical information. Consider travelling with a summary of your condition, current medications and emergency contact details. This can be useful if you need medical assistance while you’re away.
- Research healthcare facilities at your destination. Before you travel, find out where the nearest hospitals, pharmacies and medical facilities are located. Knowing where to get help can provide reassurance if you need support during your trip.
- Maintain your usual routine. Changes to sleep patterns, meal times and daily routines can sometimes affect mental wellbeing. Where possible, try to maintain a regular schedule, especially when travelling across time zones.
- Travel with someone you trust if possible. Some people find it reassuring to travel with a family member, friend or carer who understands their condition and knows what support they may need.
- Avoid unnecessary stress. Give yourself plenty of time at airports, avoid overloading your itinerary and allow time to rest. A relaxed travel schedule can help make your trip more enjoyable.
- Check your medication rules before you travel. Some countries have restrictions on certain prescription medications. Check entry requirements before you leave and carry any supporting documentation you may need from your healthcare professional.
- Make sure you have the right Travel Insurance. Before you travel, declare our psychosis and any other pre-existing medical conditions when arranging your Travel Insurance. Having the right cover in place can help provide support if you need emergency medical treatment, assistance or need to cancel or cut short your trip.
- Plan your medication carefully. Make sure you have enough medication to last for your entire trip, plus extra in case of unexpected delays. Keep medication in its original packaging and carry it in your hand luggage where possible.
Psychosis Travel Insurance FAQs
Yes, absolutely. AllClear specialises in providing Travel Insurance for people with mental health conditions, including psychosis. We assess each application individually and cover over 1,300 conditions, including many mental health conditions.
If your condition changes before departure and your doctor advises you’re unfit to travel, your policy may cover your pre-paid costs. Contact us as soon as possible if your circumstances change so we can guide you through the process.
Yes, you must declare all conditions, including past diagnoses, even if you’re currently stable. This ensures you receive appropriate cover and helps avoid problems if you need to make a claim.
Your premium is calculated based on several factors including your destination, trip duration, age, declared conditions, and the level of cover you choose. Because we assess each application individually, pricing reflects your specific circumstances and risk profile.
Letitia is a Travel Insurance expert with more than 20 years experience in science and medical communication and helping people find specialist insurance. As Head of Communications at AllClear, she brings in-depth knowledge on medical cover. Letitia cares about supporting people with medical conditions to travel with confidence.
Our content is created and reviewed by a dedicated team of experts
^ Based on UK companies in the 'insurance' category on Trustpilot, as of July 2025. AllClear Gold, Gold Plus and Platinum policies achieved Which? Best buy. AllClear Gold Plus and Platinium has been 5 Star rated by Defaqto.
1. Providing you have purchased a policy that includes cancellation cover.
