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Planning a golf holiday? Golf Travel Insurance gives you the cover you need to protect your trip, your equipment, and your time on the course while abroad. It helps safeguard against the unexpected, from lost or delayed golf clubs to cancelled rounds or disrupted plans, so you can focus on enjoying every moment of your time away.
What is Golf Travel Insurance, and do you need it?
Every golfer will testify that clubs aren’t cheap. If you’re heading on a golfing trip, the last thing you want is to lose your clubs. Or have them damaged without insurance in place. Lost equipment or pre-booked green fees could all cost you money if something goes wrong. Comprehensive cover is essential to make sure you’re protected while you’re abroad.
- Airlines losing golf clubs is common. Even big-name golfers have lost their clubs during transit. Famously, Denmark’s Thorbjorn Olesen lost his clubs during transit twice in ten days. Golf Travel Insurance means we’ll contribute towards the cost of hiring equipment. That means you can still play when you land.
- Airline liability is limited. The airlines have a duty to replace any lost luggage. But their liability might not cover the cost of new clubs. Golf Travel Insurance can help protect your beloved clubs.
- Amateur golfing can results in injuries. One study found that 62% of amateur golfers had sustained one or more injuries while playing. If this happens while you’re away, it’s important you are covered under your Travel Insurance Golf Travel Insurance protects you, ensuring you’re not stuck with an unexpected medical bill. We’ll also refund any Greens Fees if you can’t play due to illness.
Any good Travel Insurance policy will cover you for emergency medical expenses, but what about if you have a golfing accident? Are your clubs covered? What about greens fees? With AllClear, we’re here to cover you and your clubs. That means peace of mind, so you can focus on getting a hole-in-one!
What does AllClear’s Golf Travel Insurance cover?
Golf Travel Insurance offers cover if you’re planning to play golf on holiday and wish to travel with peace of mind. This type of insurance covers you for loss of green fees, cancellation and loss or damage to equipment – giving you the support you need when you are abroad and preventing any unexpected bills.
What’s covered?
- Loss and replacement golf equipment – We’ll cover the replacement or repair of your lost, stolen, or damaged golf equipment (minus wear and tear). This includes clubs, balls, bags, trolleys, and golf shoes
- Lost green fees – If an injury or illness prevents you from playing golf, we’ll cover unused green fees that you can’t refund. (Doctor’s confirmation required)
- Hole-in-one – Get cover for one of golf’s great traditions! If you hit a hole-in-one, you must buy a round of drinks at the clubhouse. It could be an expensive achievement, so we’ll cover this up to £100 per game
What’s not covered?
- Unreported thefts – We will not reimburse the cost of any equipment if it is not reported within 24 hours
All our Travel Insurance policies also include:
- Medical cover – AllClear policies include emergency medical cover. Even for pre-existing conditions. This includes prescription medication, medical emergencies and medical equipment
- Cancellation and curtailment – Cover for your flight and accommodation costs if you have to cancel before you go. We’ll also cover you if you need to return home early following an emergency
- Your baggage – Protection against the cost of stolen, damaged or lost luggage and personal possessions. You can also choose to add extra cover for gadgets to your policy
- Travel delays and missed departures – If your flight is delayed, we’ll compensate you for the time. If you miss your flight, you’ll also be covered for accommodation and transport costs
- Personal liability – Cover for your legal expenses and any liability due if you accidentally injure someone. You also have cover if you damage their property while you’re away on holiday
- All ages – We believe Travel Insurance should be available to as many people as possible. That’s why our Travel Insurance has no upper age limit
We won’t cover you for:
- Deciding not to travel – We do not provide any cover if you can travel but choose not to
- Other regions – Your Golf Travel Insurance won’t cover you if you travel outside your chosen region. You can contact us to upgrade your policy anytime
- Claims below the value of excess – You’re not covered for claims that fall below the value of the excess stated in your policy
- Medical conditions you fail to declare – You need to provide us with an accurate medical history when you buy Golf Travel Insurance. This is so we can give you the right cover. This is especially vital for senior travellers and those with long-term illnesses
- Winter sports – We do not cover winter sports like skiing or snowboarding for anyone over 65
We tailor all our travel policies to your specific requirements. This is why we offer three different policy levels: Gold, Gold Plus, and Platinum.
Choose the right level of cover for you
SWIPE TO COMPARE POLICIES
Gold |
Gold Plus |
Platinum |
|
| Emergency medical expenses and Repatriation costs | Up to £10m | Up to £15m | Unlimited |
| Cancellation* and cutting your trip short | Up to £2k | Up to £15k | Up to £25k |
| Travel Delay | Up to £300 | Up to £1,500 | Up to £1,500 |
| Personal Belongings | Up to £2k | Up to £2.5k | Up to £5k |
| Personal liability | Up to £2m | Up to £2m | Up to £2m |
| Legal protection cover | Up to £50k | Up to £50k | Up to £100k |
* If you buy a policy which includes cancellation cover. / All these figures are per person and per trip.
Find the best Golf Travel Insurance for your trip
Ensure your golf equipment is protected with the right Golf Travel Insurance. Travel with peace of mind, knowing AllClear has you covered.
How often do you travel? Your frequency might determine the type of coverage you need.
- Single Trip Travel Insurance: Perfect for a one-time visit. This policy covers you and your clubs throughout your trip.
- Annual Multi-Trip Travel Insurance: Planning multiple golfing trips this year? Stay covered year-round, protecting your clubs on every trip.
Who’s travelling with you? The right policy can vary depending on your companions.
- Family Travel Insurance: Travelling with family? Cover everyone with a single policy.
- Group Travel Insurance: Perfect for friends or colleagues. This policy ensures that all your clubs are protected under one policy.
- Seniors Travel Insurance: This policy is tailor-made for older travellers. It offers comprehensive coverage for a worry-free stay. It also includes protection for golf equipment.
How our Golf Travel Insurance works: A simple 3 step quote process
3 step quote process Simply complete our quick 3-step screening process to receive your quote. Here’s how it works.
1. Get a quote online or by phone
Ready to start the quote process? The first step is to provide your personal details and information about your holiday plans. This can be completed over the phone with one of our team members or online.
2. Complete our simple medical screening process
You must declare any medical conditions you have. Also, any medications you and your travel companions are taking.
This way, we can provide the cover that best suits your needs.
3. Get your quote
You can either proceed to buy or save your quote at this stage.
“Golfing trips are a great way to explore new destinations while enjoying a favourite hobby. But damage or loss of clubs can be a concern, especially while in transit. Golf Travel Insurance has you covered, so you can replace or repair your clubs. We’ll even contribute towards the cost of hiring new equipment when you get there, so you’ll still be able to play.”
Letitia Smith MSc, Travel Insurance expert
What our Customers Say
Turkish golf trip
“Been with AllClear for a few years now. Always find them excellent value with my medical conditions and are always very professional”.
James. AllClear Customer.
97% of customers rate us as Excellent or Great3. Hear what customers have to say about their experience of Golf Travel Insurance by AllClear.
Golf Travel Insurance FAQs
Golf Travel Insurance is not legally required. However, it is highly recommended for golfers travelling abroad. Golf Travel Insurance covers your golf clubs and equipment against loss, theft, or damage during your trip. You also get protection for non-refundable green fees if you can’t play due to illness or injury.
Many home insurance policies do not automatically cover golf clubs away from home. Standard cover may be limited for personal belongings outside the house. If you rely on home insurance for golf club coverage, always check the policy details carefully. Coverage, limits, and exclusions can vary significantly between insurers and policy types.
The cost of Golf Travel Insurance is based on multiple factors. These factors include age, medical history, destination and length of trip. Each of these can vary between people and even between trips. Therefore, there is no standard, set price for Golf Travel Insurance.
When making a Golf Travel Insurance claim for your golf clubs, you typically need to provide some form of proof of ownership and value. At AllClear, we will need proof of ownership to process your claim. We prefer that you have the original receipts, as they show clear evidence of purchase and value.
If you don’t have the original receipts, you can also use:
- Bank or credit card statements showing the purchase.
- Any insurance valuations completed prior to the loss or damage.
- Detailed descriptions and valuations from recognized golf equipment suppliers.
If your trip is cancelled due to a covered reason – such as a serious medical emergency, a significant change in your medical condition, injury, or certain other insured events – you may be able to claim for non-refundable costs like travel and accommodation. Cancellation cover depends on your policy, when you bought it, and the specific circumstances of your claim. Check your Policy Wording for full details of what is and isn’t covered.
Our golf cover add-on protects golf equipment up to £750 for loss, theft, or damage. This includes clubs, bags, trolleys, shoes, and other golf gear. If you need to hire replacement equipment while your claim is processed, you may be able to claim up to the daily and trip limits set out in your golf cover, so you can keep playing while your claim is assessed.
There isn’t one. We have no upper age limit, which means you can get cover whether you’re 50, 70, 90, or beyond. We believe age doesn’t have to limit your enjoyment of the golf courses you love.
Get the most out of your trip with our helpful guides
Where are you visiting? Explore our helpful guides for tips on ensuring you remember everything you need when travelling to one of the destinations below.
Which activities do you have planned? Whether you’re planning a skiing holiday or setting sail on a cruise, remember to add extra coverage to your policy for a worry-free trip.
Letitia is a Travel Insurance expert with more than 20 years experience in science and medical communication and helping people find specialist insurance. As Head of Communications at AllClear, she brings in-depth knowledge on medical cover. Letitia cares about supporting people with medical conditions to travel with confidence.
Our content is created and reviewed by a dedicated team of experts
^ Based on UK companies in the 'insurance' category on Trustpilot, as of July 2025. AllClear Gold, Gold Plus and Platinum policies achieved Which? Best buy. AllClear Gold Plus and Platinium has been 5 Star rated by Defaqto.
1. 99%+ is based on non-assistance claims approved for payment during April 2023 to October 2023 on AllClear branded policies only. 5 working day window commences when insurers have received all relevant information and documentation to confirm claims cover
2. Winner 2023 – Insurance Times Awards, Customer Champion of the Year.
3. Based on 134,571 Trustpilot responses, correct as of 17/04/2024.
