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A pacemaker is designed to help keep your heart beating regularly, not keep you from exploring new destinations. Having a pacemaker shouldn’t mean spending hours worrying about Travel Insurance. With the right cover in place, you can focus on planning your trip, knowing support is available if the unexpected happens.
At AllClear, we specialise in Travel Insurance for people living with pacemakers and other heart conditions. Our policies are designed to reflect your individual circumstances, with cover available for travellers of all ages and up to unlimited emergency medical expenses and repatriation cover. That means you can spend less time thinking about your condition and more time looking forward to your next adventure.
What is Pacemaker Travel Insurance, and why do you need it?
A pacemaker is there to keep life moving, and that includes travel. Many people with pacemakers travel regularly without any issues. However, when it comes to Travel Insurance, having a pacemaker can mean your medical history needs a little more consideration than a standard policy allows.
Pacemaker Travel Insurance is designed for travellers who have a pacemaker fitted, as well as those living with related heart conditions. Rather than taking a one-size-fits-all approach, specialist Travel Insurance considers your individual medical circumstances, helping ensure you have the right support in place if something unexpected happens before or during your trip.
The need for specialist cover is more common than many people realise. According to the British Heart Foundation, more than 7.6 million people in the UK are living with heart and circulatory diseases, and thousands rely on pacemakers to help manage their condition. Despite this, many travellers are surprised to discover that not all Travel Insurance policies assess heart conditions in the same way.
Travel Insurance for people with pacemakers can help provide protection for unexpected situations such as:
- Needing emergency medical treatment abroad
- Cancelling a trip because of a change in your health
- Cutting your holiday short due to illness
- Requiring emergency medical repatriation
- Dealing with travel disruption, lost luggage or missed departures
The reality is that most trips go exactly to plan. Travel Insurance isn’t about expecting something to go wrong; it’s about making sure you have support in place if it does. By declaring your pacemaker and any other pre-existing medical conditions before you travel, you can spend less time worrying about the practicalities and more time looking forward to the journey ahead.
At AllClear, we understand that your pacemaker is only one part of your story. That’s why we assess every traveller individually, helping you find cover that’s tailored to your circumstances and designed to support you wherever your travels take you.
What cover does AllClear’s Travel Insurance for a pacemaker provide?
Our Pacemaker Travel Insurance includes cover for emergency medical expenses, trip cancellation, lost or stolen belongings and more. Designed for travellers with pacemakers and related heart conditions, our policies can help you travel with confidence. Please read our Policy Wording to understand what is and isn’t included.
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What’s covered?
- Medical cover – AllClear policies include emergency medical cover, as well as medical costs for existing conditions. This includes prescription medication, such as anti-psychotics, medical emergencies and medical equipment
- Cancellation and cutting your trip short – Cover for your flight and accommodation costs if you have to cancel before you go. We’ll also cover returning home early following an emergency
- Your baggage – Protection against the cost of stolen, damaged or lost luggage and personal possessions. You can also choose to add extra cover for gadgets to your policy
- Travel delays and missed departures – Delayed flight? We’ll compensate you for the time. We’ll also cover any resulting accommodation and transport costs
- Personal liability – Cover for your legal expenses and any liability due if you accidentally injure someone. You also have cover if you damage their property while you’re away on holiday
- All ages – We believe Travel Insurance should be available to as many people as possible. That’s why our policies have no upper age limit
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What’s not covered?
- Deciding not to travel – We do not provide any cover if you can travel but choose not to
- Other regions – Your Travel Insurance won’t cover you if you travel outside your chosen region. You can contact us to upgrade your policy anytime
- Claims below the value of excess – You’re not covered for claims that fall below the value of the excess stated in your policy
- Medical conditions you fail to declare – When you buy Travel Insurance, you need to provide us with an accurate medical history so we can give you the right cover. This is especially vital for senior travellers and those with long-term illnesses
What’s the right level of cover?
SWIPE TO COMPARE POLICIES
Gold |
Gold Plus |
Platinum |
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| Emergency medical expenses and Repatriation costs | Up to £10m | Up to £15m | Unlimited |
| Cancellation* and cutting your trip short | Up to £2k | Up to £15k | Up to £25k |
| Travel Delay | Up to £300 | Up to £1,500 | Up to £1,500 |
| Personal Belongings | Up to £2k | Up to £2.5k | Up to £5k |
| Personal liability | Up to £2m | Up to £2m | Up to £2m |
| Legal protection cover | Up to £50k | Up to £50k | Up to £100k |
* If you buy a policy which includes cancellation cover. / All these figures are per person and per trip.
Travelling after having a pacemaker fitted
Having a pacemaker fitted doesn’t mean putting your travel plans on hold forever. In fact, many people return to travelling once they’ve recovered from the procedure and received advice from their healthcare team. However, it’s important to allow yourself enough time to recover and ensure you’re fit to travel before making any arrangements.
Recovery times can vary depending on your overall health, the reason your pacemaker was fitted and whether you’ve experienced any complications following the procedure. Your consultant or cardiac specialist will be best placed to advise when it’s safe for you to travel.
Before booking a trip, it’s worth considering:
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Whether you’ve fully recovered from your pacemaker implantation procedure
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Any follow-up appointments you may still need to attend
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Whether your medication has changed recently
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If you’ve experienced any symptoms such as dizziness, shortness of breath or chest discomfort since the procedure
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Whether your healthcare team has advised any travel restrictions
If you’re planning to fly, remember to carry your pacemaker identification card with you. This can be useful during airport security checks and may be requested if you need medical assistance while you’re away.
It’s also a good idea to pack enough medication for your trip, keep it in your hand luggage and carry a copy of your prescription if required. Researching local healthcare facilities at your destination can provide additional reassurance, particularly if you’re travelling further from home.
Before you travel, make sure you declare your pacemaker and any related heart conditions when arranging Travel Insurance. Providing accurate medical information helps ensure you have the right cover in place and can travel with greater confidence.
Most importantly, don’t rush back into travelling before you’re ready. Taking the time to recover properly and following the advice of your healthcare team can help make your trip safer, more comfortable and more enjoyable.
Flying with a pacemaker: What you need to know
For most people, having a pacemaker shouldn’t prevent them from flying. In fact, thousands of people with pacemakers travel by air every year. However, taking a few simple precautions before you fly can help make your journey smoother and more comfortable.
Carry your pacemaker identification card
If you have a pacemaker, you should always travel with your pacemaker identification card. This contains important information about your device and can be useful during airport security checks or if you need medical assistance while you’re away.
Be prepared for airport security
Airport security scanners are generally safe for people with pacemakers, but it’s a good idea to inform security staff that you have an implanted device before screening begins. You may be offered an alternative screening method if required.
Keep medication in your hand luggage
Always carry essential medication in your hand luggage rather than your checked baggage. This helps ensure you can access it throughout your journey and protects against problems if your luggage is delayed or misplaced.
Plan for longer journeys
Long-haul flights can be tiring for any traveller. Staying hydrated, moving around the cabin when appropriate and following any advice provided by your healthcare team can help make your journey more comfortable.
Check with your healthcare team before travelling
If your pacemaker was fitted recently, or if you’ve experienced any changes in your health, it’s worth speaking to your consultant or cardiac specialist before booking a flight. They can advise whether you’re fit to travel and discuss any precautions you may need to take.
Research medical facilities at your destination
Knowing where local hospitals and healthcare facilities are located can provide additional reassurance, particularly if you’re travelling to a new destination or spending an extended period abroad.
Arrange specialist Travel Insurance
Before you travel, make sure you declare your pacemaker and any related heart conditions when arranging Travel Insurance. Having the right cover in place can help provide support if you need emergency medical treatment abroad or your travel plans change unexpectedly.
Most people with a pacemaker can continue enjoying holidays and trips abroad. With a little preparation and the right Travel Insurance in place, you can focus on the journey ahead rather than worrying about the practicalities of travelling with a heart condition.
What happens if you need medical treatment abroad?
No one plans for a medical emergency while they’re on holiday, but knowing what support is available can make all the difference if the unexpected happens.
If you need urgent medical treatment abroad, your first priority should always be your health. Once it’s safe to do so, you or a travelling companion should contact our 24/7 emergency medical assistance team as soon as possible. They’re available day and night to provide support and guide you through the next steps.
Depending on your circumstances, our assistance team may be able to help with:
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Arranging appropriate medical treatment
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Liaising with local doctors and hospitals
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Monitoring your medical situation
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Communicating with family members back home
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Managing medical expenses in line with your policy
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Organising medical repatriation if it’s medically necessary
For travellers with a pacemaker or other heart conditions, having access to specialist support can be particularly reassuring. If you’re admitted to hospital or require ongoing medical care while abroad, our team can help coordinate the practical arrangements so you can focus on your recovery.
If medical experts determine that returning to the UK is in your best interests, and this is covered under your policy, we can also help arrange medical repatriation. This may involve specialist transport and coordination with healthcare professionals to ensure you receive the appropriate care.
While most holidays pass without incident, knowing that experienced support is available 24 hours a day can provide valuable reassurance before you travel. That’s why it’s important to arrange Travel Insurance that reflects your medical circumstances and to declare your pacemaker and any other pre-existing medical conditions before your trip.
How our Travel Insurance for a pacemaker works: A simple 3 step quote process
Getting a quote for Travel Insurance for a pacemaker couldn’t be simpler. Here’s how it works.
1. Get a quote online or by phone
The first step is to provide your personal details and information about your holiday plans. Complete this over the phone with one of our team members or online.
Get your quote
2. Complete our simple medical screening process
You must declare any medical conditions you have and any medications you’re taking. This will allow us to provide the cover that best suits your needs.
3. Get your quote
You can either proceed to buy or save your quote at this stage.
Our experts say…
“Many people are surprised by how quickly a pacemaker becomes part of everyday life. Once they’ve recovered from the procedure, travelling is something many people continue to enjoy for years to come. The key is making sure you’ve planned ahead, carried any important medical information with you and arranged Travel Insurance that reflects your individual circumstances before you travel.”
What our Customers Say
Our 5 star Trustpilot rating
Covered pre-existing medical conditions
“Covered pre-existing medical conditions. I suffered from a slow heartbeat, treated successfully with a pacemaker. Existing travel insurer declined to provide cover.”
Pacemaker Travel Insurance FAQs
Yes, absolutely. At AllClear, we specialise in providing Travel Insurance for people living with pacemakers and heart conditions. We cover a wide range of medical conditions, with cover available for travellers of all ages, so having a pacemaker doesn’t prevent you from getting cover.
Yes, you must declare your pacemaker and any related heart conditions when applying for Travel Insurance. Failure to declare your pacemaker could invalidate your policy and could result in claims being refused. Full disclosure is essential for ensuring your cover is valid.
Yes, AllClear provides pacemaker Travel Insurance for travellers over 70. We believe everyone has the right to travel, regardless of age. Your premium is based on your individual risk factors.
The cost depends on factors including your age, destination, trip length, and medical history. While having a pacemaker may increase your premium, we work to provide cover options that reflect your individual circumstances. Get an instant personalised quote online to see your exact cost.
Yes, most people with a pacemaker can fly safely. In fact, many people travel by air regularly after having a pacemaker fitted. If you’re planning to fly, it’s a good idea to carry your pacemaker identification card and inform airport security staff that you have an implanted medical device before screening. If you’ve recently had a pacemaker fitted or have concerns about travelling, speak to your healthcare team before you book your trip.
The amount of time you should wait before travelling after pacemaker surgery will depend on your individual circumstances, recovery and your doctor’s advice. Many people can return to normal daily activities within a few weeks, but it’s important to attend any follow-up appointments and ensure your healthcare team is happy with your recovery before making travel plans. Always speak to your consultant or cardiac specialist before travelling after a recent procedure.
There is no specific limit on how long you can fly simply because you have a pacemaker. Many people with pacemakers take both short-haul and long-haul flights without any issues. However, longer journeys may require additional planning, particularly if you take medication or have other heart conditions. Staying hydrated, moving around during the flight when appropriate and following any advice from your healthcare team can help make long journeys more comfortable.
Many people can return to swimming after recovering from pacemaker surgery. However, you should wait until your healthcare team confirms that the incision site has healed properly and it’s safe to resume physical activity. Swimming is often considered a heart-healthy form of exercise, but it’s important to follow medical advice that is specific to your condition, fitness level and recovery.
Letitia is a Travel Insurance expert with more than 20 years experience in science and medical communication and helping people find specialist insurance. As Head of Communications at AllClear, she brings in-depth knowledge on medical cover. Letitia cares about supporting people with medical conditions to travel with confidence.
Our content is created and reviewed by a dedicated team of experts
^ Based on UK companies in the 'insurance' category on Trustpilot, as of July 2025. AllClear Gold, Gold Plus and Platinum policies achieved Which? Best buy. AllClear Gold Plus and Platinium has been 5 Star rated by Defaqto.
