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Travelling while you’re pregnant should be exciting, not stressful. Our specialist Pregnancy Travel Insurance includes cover for unforeseen pregnancy complications up to your 32nd week of pregnancy (or 24th week for a multiple pregnancy), so you can travel with greater peace of mind.
Planning a babymoon, visiting family before your due date or enjoying a well-earned holiday? Pregnancy holiday insurance is designed to cover any unforeseen events, including bodily injury or illness. You’ll also benefit from emergency medical expenses, cancellation and travel disruption cover, depending on the policy you choose.
Can you get Travel Insurance while pregnant?
Yes. You can buy Travel Insurance while you’re pregnant, and a normal, complication-free pregnancy isn’t considered a pre-existing medical condition by AllClear.
The NHS says most women with uncomplicated pregnancies can travel safely with the right precautions, including appropriate Travel Insurance. It also recommends checking that your policy includes pregnancy-related medical care, as well as cover for unexpected events such as premature birth or changing your return travel plans if you go into labour unexpectedly.
If you develop a pregnancy-related complication before you travel or before you buy your policy, you’ll need to declare it during your quote. This includes conditions such as gestational diabetes, pre-eclampsia and pregnancy-related hypertension, helping us offer the right level of cover for your trip.
Are you eligible for cover?
You may be eligible for Pregnancy Travel Insurance if:
- On the return date of your trip, you’ll be no more than 32 weeks pregnant (or 24 weeks if you’re expecting multiple babies)
- Your doctor or midwife is aware of your travel plans, and you’re not travelling against medical advice
- You’ve met the requirements of your airline, cruise line or other transport provider
- You’ve declared any other pre-existing medical conditions during your quote
Is pregnancy a pre-existing medical condition?
No. A normal, complication-free pregnancy is not considered a pre-existing medical condition by AllClear, so you won’t be charged a higher premium simply because you’re pregnant.
If you develop pregnancy-related complications before you travel or before you buy your policy, you’ll need to declare them during the quote process. This includes conditions such as gestational diabetes, pre-eclampsia and pregnancy-related hypertension. Declaring these conditions helps us provide the right level of cover for your trip.
At AllClear, we specialise in Travel Insurance for people living with medical conditions. If you have pregnancy-related complications or other pre-existing medical conditions, we’ll ask a few simple questions during our medical screening process so we can offer cover that’s right for you and help you travel with confidence.
What cover does AllClear’s Pregnancy Travel Insurance provide?
Specialist Pregnancy Travel Insurance from AllClear includes cover for unforeseen pregnancy complications up to your 32nd week of pregnancy. If an unexpected pregnancy-related medical emergency disrupts your trip, you’ll have cover for emergency medical expenses and other insured travel disruptions, depending on the policy you choose.
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What’s covered?
- Medical cover – Includes emergency medical cover for unforeseen pregnancy complications up to your 32nd week of pregnancy (24 weeks for a multiple pregnancy). You’ll also have cover for any other declared pre-existing medical conditions accepted on your policy
- Cancellation and cutting your trip short – If an unexpected pregnancy complication means you have to cancel your trip before you travel or return home early, we’ll help cover your travel and accommodation costs
- Your baggage – Protection against the cost of stolen, damaged or lost luggage and personal possessions. You can also choose to add extra cover for gadgets to your policy
- Travel delays and missed departures – We’ll compensate you for the time if your flight is delayed. If you miss your flight, you’ll also be covered for accommodation and transport costs
- Personal liability – Cover for your legal expenses and any liability due if you accidentally injure someone. You also have cover if you damage their property while you’re away on holiday
- Pregnancy complications – We can provide cover for a range of unforeseen pregnancy complications, including conditions such as gestational diabetes and pre-eclampsia
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What’s not covered?
- Deciding not to travel – You won’t be covered if you’re able to travel but decide not to go
- Travelling beyond your policy limits – Our Pregnancy Travel Insurance provides cover for unforeseen pregnancy complications up to the start of your 32nd week of pregnancy (24 weeks for a multiple pregnancy). You won’t be covered if you travel outside these limits or against medical advice
- Travelling outside your chosen region – Your policy won’t cover you if you travel outside the area you’ve selected. If your travel plans change, contact us to discuss upgrading your policy before you travel
- Claims below the value of excess – You’re not covered for claims that fall below the value of the excess stated in your policy
- Medical conditions you fail to declare – If you’ve developed a pregnancy-related complication, such as gestational diabetes or pre-eclampsia, or you have any other pre-existing medical conditions, you’ll need to declare them when you get your quote
Choose the right level of cover for you
Levels of Travel Insurance cover
Buying a Single Trip or Annual Multi-Trip policy? Choose from three levels of cover: Gold, Gold Plus, and Platinum.
Gold
Endorsed by Which?
Emergency Medical & Repatriation Cover
£10,000,000
24/7 English-speaking emergency helpline
Cancellation and cutting your trip short
£2,000
Gold Plus
Endorsed by Which?
Emergency Medical & Repatriation Cover
£15,000,000
24/7 English-speaking emergency helpline
Cancellation and cutting your trip short
£5,000
(Up to £15,000 available)
Platinum
Endorsed by Which?
Emergency Medical & Repatriation Cover
Unlimited
24/7 English-speaking emergency helpline
Cancellation and cutting your trip short
£10,000
(Up to £25,000 available)
All these figures are per person, and per trip.
Know your gestational limits: when can you travel?
How far along you are in your pregnancy can affect both your Travel Insurance and your travel plans. Before you book, check the gestational limits below.
- Single pregnancy – You can travel up to the start of your 32nd week of pregnancy
- Multiple pregnancy (twins, triplets or more) – You can travel up to the start of your 24th week of pregnancy
Your airline or cruise provider may have different pregnancy travel restrictions or require a fit-to-fly letter from your doctor or midwife. Always check their requirements before you travel, as you’ll need to meet both your carrier’s rules and your policy terms.
Planning your babymoon or holiday earlier in your pregnancy can give you more flexibility and help you travel with confidence.
What pregnancy complications are covered?
Our Pregnancy Travel Insurance can provide cover for unforeseen medical emergencies caused by pregnancy complications.
Examples of pregnancy-related complications include:
- Pre-eclampsia and eclampsia
- Gestational diabetes
- Gestational hypertension
- Ectopic pregnancy
- Molar pregnancy
- Placental complications
- Postpartum haemorrhage
- Toxaemia
Travel Insurance is designed to cover unexpected medical emergencies. It doesn’t cover routine antenatal care, planned treatment, planned caesarean sections or the cost of giving birth abroad.
If you’ve been diagnosed with a pregnancy-related complication before you travel, simply declare it during your quote. We’ll ask a few straightforward questions so we can offer the right level of cover for your trip.
What happens if you need medical treatment abroad?
If you become unwell or experience an unexpected pregnancy complication while you’re abroad, get medical help straight away. Hospitals and doctors will treat you first, so don’t delay getting the care you need.
As soon as you can, contact our 24/7 emergency medical assistance team. They’ll work with the hospital to understand your treatment, help manage your care and, if your doctors decide you’re well enough to travel, help arrange your journey home where it’s medically necessary.
Remember, Pregnancy Travel Insurance is there for unexpected medical emergencies. It doesn’t cover routine pregnancy care, planned check-ups or travelling abroad to give birth.
Planning a babymoon?
A babymoon is a chance to relax before your baby arrives, but it’s worth planning ahead. Before you travel, check how many weeks pregnant you’ll be when you leave and return, speak to your doctor or midwife if you have any concerns, and make sure your airline or cruise provider is happy for you to travel.
Don’t forget to pack any medication you’ll need, keep your maternity notes with you, and take out Pregnancy Travel Insurance as soon as you’ve booked your trip. That way, you’ll be protected if an unexpected pregnancy complication affects your holiday before you travel or while you’re away.
Tips for travelling while pregnant
A little planning can make travelling while you’re pregnant much easier. Before you set off, take a few simple steps to help your trip go smoothly.
- Check how many weeks pregnant you’ll be. Make sure you’ll still meet your airline’s, cruise provider’s and Travel Insurance provider’s pregnancy requirements on both your departure and return dates.
- Speak to your doctor or midwife. If you have any concerns about travelling or you’re living with a pregnancy-related complication, ask for advice before you book.
- Take out Travel Insurance early. Buying your policy as soon as you’ve booked your trip means you’ll be covered for unexpected events before you travel, as well as while you’re away, subject to your policy terms.
- Declare pregnancy-related complications. A normal, complication-free pregnancy isn’t considered a pre-existing medical condition by AllClear. If you’ve developed a condition such as gestational diabetes or pre-eclampsia, you’ll need to declare it during your quote.
- Check your destination’s healthcare. Find out where the nearest hospital is and understand how you’ll access medical care if you need it while you’re away.
- Pack any medication and pregnancy notes. Keep any medication in your hand luggage and take any maternity notes or medical information your doctor or midwife recommends you carry.
- Check your airline’s pregnancy policy. Some airlines ask for a fit-to-fly letter after a certain stage of pregnancy or have their own gestational limits, so it’s worth checking before you travel.
How our Pregnancy Travel Insurance works: A simple 3 step quote process
Getting a quote for Travel Insurance after a stroke couldn’t be simpler. Here’s how it works.
1. Get a quote for Pregnancy Travel Insurance online or by phone
The first step is to provide your personal details and information about your holiday plans. Complete this over the phone with one of our team members or online.
2. Complete our simple medical screening process
You must declare any medical conditions you have and any medications you’re taking. This will allow us to provide the cover that best suits your needs.
3. Choose your policy
Once you’ve completed your quote, you’ll receive your policy options. You can buy your chosen policy straight away or save your quote to come back to later.
Our experts say…
“”Travelling while you’re pregnant often raises questions about when it’s safe to travel and what to look for in a Travel Insurance policy. The most important thing is to check your airline’s requirements, understand what your policy covers and declare any pregnancy-related complications before you travel. Taking these steps can help you travel with confidence and avoid unexpected issues if your plans change.”
Why customers choose AllClear
Amazing service from TJ
“The whole experience of getting travel insurance was stressful, as I am 23, pregnant and have medical issues that other insurance providers could not cover. Amazing service from TJ! Thank you for explaining everything clearly and for getting me a great price for quality insurance coverage.”
What our Customers Say
Pregnancy Travel Insurance FAQs
It’s best to buy your Travel Insurance as soon as you’ve booked your trip. This means you could be covered if you need to cancel before you travel for a reason that’s covered by your policy.
Yes. We specialise in Travel Insurance for people living with medical conditions. Simply declare any pre-existing medical conditions during your quote so we can offer the right level of cover for your trip.
If you need emergency medical assistance while you’re away, contact our 24/7 emergency medical assistance team as soon as it’s safe to do so. They’ll explain the next steps and provide support throughout your claim where appropriate.
Being pregnant isn’t considered a medical condition, so most policies will cover you while pregnant. We would recommend checking your policy wording or speaking to your Travel Insurance provider to be sure. For AllClear Gold and Gold Plus policies you’ll be covered provided:
- On the return date of your trip, you are no more than 32 weeks pregnant (24 weeks for a multiple pregnancy)
- Your doctor and midwife are aware of your travel plans, and you are not travelling against medical advice.
- You have complied with all requirements of any transport providers.
- You will still need to declare any other pre-existing medical conditions you may have.
If you’re pregnant, you can buy Travel Insurance in the same way as if you weren’t expecting. That means that your policy will not cost extra simply because you are pregnant. Travel Insurance covers you for complications associated with pregnancy and childbirth, not for routine treatments or a normal birth.
Our Pregnancy Travel Insurance includes cover for unforeseen pregnancy complications up to the start of your 32nd week of pregnancy for a single pregnancy, or up to the start of your 24th week if you’re expecting twins or multiple babies.
Pregnancy Travel Insurance is designed to help if an unexpected pregnancy complication causes a medical emergency while you’re away. It doesn’t cover routine maternity care, planned childbirth or travelling abroad to give birth.
That depends on your individual circumstances and whether your doctor or midwife advises it’s safe for you to travel. If you’re diagnosed with a pregnancy-related complication, you’ll need to declare it during your quote so we can assess your cover.
If your due date changes or you’re diagnosed with a pregnancy-related complication after buying your policy, contact us as soon as possible. We’ll let you know whether any updates are needed to your policy before you travel.
Letitia is a Travel Insurance expert with more than 20 years experience in science and medical communication and helping people find specialist insurance. As Head of Communications at AllClear, she brings in-depth knowledge on medical cover. Letitia cares about supporting people with medical conditions to travel with confidence.
Our content is created and reviewed by a dedicated team of experts
^ Based on UK companies in the 'insurance' category on Trustpilot, as of July 2025. AllClear Gold, Gold Plus and Platinum policies achieved Which? Best buy. AllClear Gold Plus and Platinum has been 5 Star rated by Defaqto.
1 Based on 230,000+ Trustpilot responses, as of July 2026.
